Terms of Service

By accessing or using PayOffWise, you agree to these Terms of Service. If you do not agree, please do not use our services.

Use of Service

PayOffWise provides free educational calculators and content related to debt payoff planning. You may use our tools for personal, non-commercial purposes.

No Financial Advice

PayOffWise is not a financial advisor, broker, or lender. All content and calculators are for educational and informational purposes only. See our Disclaimer for full details.

Accuracy of Information

While we strive for accuracy, calculator results are estimates based on your inputs. We make no warranties about the completeness or accuracy of results or content.

Intellectual Property

All content, design, and code on PayOffWise are owned by us or our licensors. You may not reproduce, distribute, or create derivative works without permission.

Limitation of Liability

PayOffWise is provided "as is" without warranties. We are not liable for any damages arising from your use of our tools or content.

Changes

We may update these terms at any time. Continued use after changes constitutes acceptance of the updated terms.